Identity Theft Protection Companies - Preventing Identity Fraud!
Companies can help with Fraud
Alerts & Security Freezes:
As discussed on the previous page, being knowledgeable
regarding how identity thieves operate, and how their actions can
negatively impact your credit score is extremely critical.
Here you'll find detailed information regarding how to
proactively protect yourself.
activating fraud alerts, when potential creditors check your credit,
they'll be notified to thoroughly check your identity to ensure that no
one is using your information without your consent. This
your ability to get credit, but provides some extra protection.
typically need to set these alerts with each of the credit bureaus (or
using other identity theft protection companies that set the alerts on
the table below for details.
When placed on your credit file, no credit account can be opened
removing the freeze. So keep in mind that you won't
be able to obtain
instant credit, or spontaneously open a new account or buy a car
without previously taking off the freeze from your file. I
personally use this approach, and it literally takes me a few minutes
to temporarily remove the freeze when I'm buying a car or getting
another type of loan. A minor inconvenience that gives me
tremendous peace of mind year round!
to do if you're identity is stolen?
If you think
you may be a victim of identity theft, there are a number of steps you
should take, including:
- Immediately cancel
any credit or ATM cards that you think may have been stolen or used
a police report. In resolving any of the aftermath of
identity theft fraud,
you may be asked to produce a copy of the police report, so be sure to
keep a copy for your records.
bureaus or identity theft protection companies, and request to have a
security freeze put on your account at
least until you resolve the current threat.
fraud affidavits for your credit cards and banks.
This ensures that
there's a record that you are a victim of identity theft fraud, and
to combat any charges, fees, or withdrawals that you did not make.
good records! Maintain logs of any calls you have with your
credit card companies, police, or correspondence you have with the
credit bureaus, and save any emails or copies of letters that you send
are third party identity theft protection companies that will help you
monitor your credit, and
offer additional protective services, as well as insurance in case you
should ever become a victim. LifeLock
is one of these proactive
services that also include a guarantee that you're welcome to check out
to see if it meets your needs.
another service, Reputation.com that can help users secure pesonal
information online. They also have related products that you
can use to help cleanup your online personal information that you may
not want employers or others to see online. They help you
search for information about you and your family to see what's publicly
available online, as well as help you remove inaccurate or private
information that you want to keep private. You can secure
your personal data this way, so feel free to check out MyPrivacy Annual Plan - Save 20% now at
Lastly, Norton has
entered this identity theft protection market; you can learn more at Norton Identity
FTC's ID Theft
Hotline-1-877-IDTHEFT (438-4338) or
Learn more at the following link!
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