Identity Theft Hard to Fix
I was in my last year of college when my identity was stolen. This was about 20 years ago, and I still to this day do not know who or how it was stolen, but it was extremely difficult to get fixed.
They had made credit cards, taken out a loan, and apparently gotten fake identification using my name and social security number.
It took me almost two years to get it fixed, and this was in the days when the internet was barely functioning, and you had to call and write companies numerous times before anything would get handled.
I now use an identity protection service to monitor my credit, because if this happens again, they are not going to use my identification for almost a year without my knowledge!