Are you PAYG Bound?

• If you're only an occasional user, and even go days or weeks without using your wireless phone, then a pay-as-you-go plan is most certainly your best choice.

• If you want the flexibility to add as much or as little money onto your prepaid account balance whenever you want, either when you have a few extra bucks, or you know you're going away for the weekend and want some extra minutes on your phone, pay-as-you-go is almost always one of your best options.

• Look for two things when comparing costs for PAYG wireless providers:
• The price per minute (obviously the lower the better!)

• The expiration time per reload.  For example, does $20 last 60 days or 90 days before it expires?  If there's no benefit (i.e. longer expiration date) for adding more money, you won't want to add more money than you know you'll need for that period of time.  Keep in mind that if you don't use it, you lose it!

• You'll want to find the balance between the lowest price per minute and the longest expiration date.  If you plan to use your phone very infrequently (often referred to as a "glove box user"), you'll want the longer expiration date over a lower price per minute.  This is because even if you have a great price per minute, if your money expires sooner, you'll end up having to add money more often to your account.  This will end up costing you more in the long run compared to paying a higher price per minute but having your account last longer before having to add money.

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