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Pay-As-You-Go Prepaid Wireless Plans

Pay-As-You-Go (PAYG) is the classic prepaid wireless plan.  Basically, you only pay for what you use, and you're only charged at the time you use it.  Here are some common features of these plans to look out for:

  • The price per minute can change at different times of the day, usually a daytime and nighttime/weekends rate.  Look for the rate changing between 7-9pm and again at 7-8am.
  • Mobile-to-mobile may or may not be included or have a different rate.  (mobile-to-mobile is when you call a customer that's on the same network as you; ex. you're both on Verizon)
  • Voicemail is typically charged as a regular call, however, sometimes it can be included.  If you use a lot of voicemail, you may want to pay special attention to this.
  • Some services are actually charged on a daily basis (if you opt-in), whether or not you use the particular feature.  This is definitely strange considering that it doesn't sound like pay per use, but it's quite common.  For example, you might be charged $0.35 per day for wireless web even if you don't use it.  Be sure to ask about these types of charges, and pay attention to what services you select when you activate your phone to ensure that you're not surprised later by these charges.
  • One of the most important pieces to most people is how long before your dollars (or minutes) expire.  Depending on the wireless provider, and the amount of money you add to your account, it may expire between 30-90 days.  Some carriers will give you a longer expiration date if you add more money.  For example, you might see offers for a 365 day expiration if you add $100 to your account.  This is extremely important to look out for, because you definitely don't want to lose money before you have a chance to use it, and a lot of companies don't send out reminders to let you know that your funds are about to expire.

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